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Sometimes they’ll include recommendations for other related newsletters or services we offer. OurPrivacy Noticeexplains more about how we use your data, and your rights. You can unsubscribe at any time.Thank you for subscribingWe have more newslettersShow meSee ourprivacy noticeMillions of drivers have no idea exactly what their car insurance policy covers as one in four simply let their other half deal with it.A study of 2,000 UK motorists found one in 10 are clueless about whether they are covered for driving their car for business use, have windscreen cover or if they can drive other vehicles.And although 25 per cent leave the detail to their partner, chances are they haven read the small print.Nearly a third wouldn know what to do for insurance purposes if they were involved in an accident.And more than one in 20 have even forgotten who their car insurance is with.trap teen who lured man to his death can be named for the first timeOthers have just let it renew automatically for so long, they haven had cause to investigate deeply.”If you only have third party insurance, for example, you could be left with a nasty surprise after an accident leaves your car needing expensive repairs.The study also found one in five motorists don know how much their insurance costs them each year.Just under a quarter are also happy to let their car insurance renew automatically each year, without checking other providers.Although 13 per cent don even know when their policy is due for renewal.Horrifying CCTV shows moment pet cat is mauled to death on owner doorstep by two dogsWhile four in 10 said they be bothered to shop around, a fifth simply expect their premium to automatically go down each year even if they don check.Another 39 per cent think it too much hassle to change providers when one term ends and another is due to begin.It also emerged the most common cause of insurance claims is major vehicle damage, from things like car collisions.Just under five per cent have had a car stolen, and one in 10 have used their insurance policy to repair a cracked windshield.But a third admitted they have had an occasion where they didn make a claim to their insurers after their car was damaged with 15 per cent of those saying it wasn worth the paperwork.Another 64 per cent found the excess on their policy would have cost more than just having the damage repaired themselves..

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